Personal Banking

Deposit Products

Savings and Investment

Statement Savings Account

The convenient way to keep track of your savings.

A "Pay Yourself First Savings" account is an easy way to secure your future with systematic savings!* With a monthly auto draft set up between your Pay Yourself First Savings account and a CBT Personal Checking account, saving is painless and automatic! You'll watch your savings grow in no time at all!

Access your balance online, by telephone or by easy to read statement. Deposit, transfer or withdraw money at any CBT location or any deposit capable ATM. Make transfers between your CBT accounts by telephone or Internet Banking.

*The Statement Savings Account is a variable interest rate account. The interest rate and annual percentage yield may change at any time.

Special Savings Accounts

Minor Savings Account

The best way to teach children the importance of savings.

Accounts for Charitable and Non-profit Organizations

Ask about our special programs for your charity or other non-profit organization.

Money Market Account

Earn higher interest than a standard checking account while enjoying the flexibility of check writing privileges.

CBT offers a flexible Money Market Account to meet your financial needs. With attractive rates and the ability to access your funds, our Money Market Account is a great short-term investment for extra funds. You only need $1,000 to open this account. Interest paid on daily collected balance.** 40 FREE personalized money market checks at account opening.

Premium Investment Account

Competitive interest rates for higher money market balances.

All of the features of a regular Money Market Account plus higher interest rates. Minimum balance required to open is $10,000. Interest paid on daily collected balance.** 40 FREE personalized premium investment checks at account opening.

**Money Market and Premium Investment Account are variable interest rate accounts. The interest rate and annual percentage yield may change at any time. The number and type of withdrawals may be limited per month by federal regulation.

Certificates of Deposit

Choose the account that offers you the best combination of interest and term to suit your financial needs. Terms range from 3 months to 5 years. A penalty for early withdrawal on Certificates of Deposit may be imposed

Individual Retirement Accounts

It's never too late or too early to start saving for your retirement and with our broad selection of terms and attractive rates, we have an account that will help you save for the future. Select the account that is best for you: from traditional to Roth IRAs to long and short terms. Let CBT help you choose the best account for you.

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from Community Bank & Trust

Welcome to our new website

We're proud to present Community Bank & Trust's new responsive website. Enjoy an improved web experience on any device!

Tell-a-Friend

Don't forget to Tell-a-Friend about Absolutely Free checking! If you refer someone in to open a new checking account not only will they receive a free gift but you will as well. Pick up a Tell-a-Friend coupon at any of our branches or print one out online.