Personal Banking

Deposit Products

Checking Products

Which account is right for me?

Answer a few questions to determine the best checking account to fit your needs and enjoy our convenient online account set-up.

Take a look

Every new personal checking account includes:

  • FREE CBT Debit Card
  • FREE Online Banking and Unlimited Bill Pay
  • FREE Mobile Banking
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift at account opening
  • FREE money for your old checks and debit cards

 Minimum opening deposit is only $50. Ask us for details.

Absolutely Free Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge

Premier 50+ Free Interest Checking

FREE for customers 50 and over!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Preferred Free Interest Checking

FREE checking with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Prestige Checking

An account for those interested in higher interest!

  • Higher interest rate with a balance of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Only $8 monthly charge if balance falls below $1,000

Real Deal  Advantage Plus

Already a CBT checking customer and want a free gift?

With our Tell-A-Friend program everyone wins. Tell friends, family, and co-workers about Community Bank & Trust's checking accounts and you'll both get a free gift when they open their account.

Tell-A-Friend!

View current and future FREE GIFTS

New Account Switch Kit

View and print documents to assist you in closing an account at another bank, setting up Direct Deposit for a paycheck or Social Security payment, authorize a withdrawal or payment from your account and arrange for a transfer of funds.

  • Close Account At Previous Bank
  • Direct Deposit Authorization Form
  • Direct Payment, Withdrawal or Transfer Worksheet
  • Direct Payment, Withdrawal or Transfer Authorization Form

Switch Kit

Above offers good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

What's New?

Stay up-to-date with the latest news
from Community Bank & Trust

Welcome to our new website

We're proud to present Community Bank & Trust's new responsive website. Enjoy an improved web experience on any device!

McDonald County Business Expo and Health Fair

Don't forget to visit our booth this Saturday, March 28th at the McDonald County High School from 8:00 am - 2:00 pm!