Personal Banking

Deposit Products

Checking Products

Which account is right for me?

Answer a few questions to determine the best checking account to fit your needs and enjoy our convenient online account set-up.

Take a look

Every new personal checking account includes:

  • FREE CBT Debit Card
  • FREE Online Banking and Unlimited Bill Pay
  • FREE Mobile Banking
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift at account opening
  • FREE money for your old checks and debit cards

 Minimum opening deposit is only $50. Ask us for details.

Absolutely Free Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge

Premier 50+ Free Interest Checking

FREE for customers 50 and over!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Preferred Free Interest Checking

FREE checking with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Prestige Checking

An account for those interested in higher interest!

  • Higher interest rate with a balance of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Only $8 monthly charge if balance falls below $1,000

Real Deal  Advantage Plus

Already a CBT checking customer and want a free gift?

With our Tell-A-Friend program everyone wins. Tell friends, family, and co-workers about Community Bank & Trust's checking accounts and you'll both get a free gift when they open their account.

Tell-A-Friend!

View current and future FREE GIFTS

New Account Switch Kit

View and print documents to assist you in closing an account at another bank, setting up Direct Deposit for a paycheck or Social Security payment, authorize a withdrawal or payment from your account and arrange for a transfer of funds.

  • Close Account At Previous Bank
  • Direct Deposit Authorization Form
  • Direct Payment, Withdrawal or Transfer Worksheet
  • Direct Payment, Withdrawal or Transfer Authorization Form

Switch Kit

Above offers good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

What's New?

Stay up-to-date with the latest news
from Community Bank & Trust

Welcome to our new website

We're proud to present Community Bank & Trust's new responsive website. Enjoy an improved web experience on any device!

Tell-a-Friend

Don't forget to Tell-a-Friend about Absolutely Free checking! If you refer someone in to open a new checking account not only will they receive a free gift but you will as well. Pick up a Tell-a-Friend coupon at any of our branches or print one out online.