Personal Banking

Deposit Products

Checking Products

Which account is right for me?

Answer a few questions to determine the best checking account to fit your needs.

Take a look

Every new personal checking account includes:

  • FREE CBT Debit Card
  • FREE Online Banking and Unlimited Bill Pay
  • FREE Mobile Banking
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift at account opening
  • FREE money for your old checks and debit cards

 Minimum opening deposit is only $50. Ask us for details.

Absolutely Free Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge

Premier 50+ Free Interest Checking

FREE for customers 50 and over!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Benefits Checking

  • Cell phone protection
  • Identity theft assistance
  • Roadside assistance
  • $10,000 accidental death and
    dismemberment insurance
  • Shopping, dining and travel discounts
  • Only $8.95 per month

Prestige Checking

An account for those interested in higher interest!

  • Higher interest rate with a balance of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Only $8 monthly charge if balance falls below $1,000

To learn more, click the links below or scan the corresponding QR code:

                  Real Deal                            Advantage Plus



Already a CBT checking customer and want a free gift?

With our Tell-A-Friend program everyone wins. Tell friends, family, and co-workers about Community Bank & Trust's checking accounts and you'll both get a free gift when they open their account.


View current and future FREE GIFTS

New Account Switch Kit

View and print documents to assist you in closing an account at another bank, setting up Direct Deposit for a paycheck or Social Security payment, authorize a withdrawal or payment from your account and arrange for a transfer of funds.

  • Close Account At Previous Bank
  • Direct Deposit Authorization Form
  • Direct Payment, Withdrawal or Transfer Worksheet
  • Direct Payment, Withdrawal or Transfer Authorization Form

Switch Kit

Above offers good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

What's New?

Stay up-to-date with the latest news
from Community Bank & Trust

Ordering Checks is easy!

Click Here to Reorder Deluxe Checks. Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.


Don't forget to Tell-a-Friend about Absolutely Free checking! If you refer someone in to open a new checking account not only will they receive a free gift but you will as well. Pick up a Tell-a-Friend coupon at any of our branches or print one out online.