Personal Banking

Loan Solutions

Loan Services

Community Bank & Trust Company offers a broad range of loan services tailored to meet the needs of our individual customers, our community and the surrounding area. Loan applications are handled in a prompt, professional and courteous manner by bank officers who have the authority to make decisions based upon individual needs. All loans are subject to credit approval.

Real Estate/Mortgages

When you're ready to move, CBT can make it happen

Community Bank & Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products that will meet your individual requirements. We make the process of securing a mortgage simple and straightforward, by offering you the latest in financial tools that enable you to make sound financial choices.

Drop by or call any of our branches and we can assist you with all of your home loan questions or needs.  You can also contact our Home Loan Center at 417-451-1040.  Click the button below to enter our Online Mortgage Center.

Online Mortgage Center

Installment Loans

Get the purchasing power you need with a CBT Installment Loan

No matter what the reason, we have the right loan for you. Instead of accepting the financing offered through the car dealership or your retailer, shop us before you sign. A personal installment loan from CBT offers you fixed competitive rates, fixed monthly payments and easy automatic payment draft options. With our quick and easy approval process, you'll have your answer and the money in no time.

Home Equity Loans

Use the equity in your home to make your dreams come true

Use the equity in your home to provide cash or a line of credit to buy a car, make home improvements, pay for tuition, take a vacation, pay off other debt, etc. The interest you pay may be tax deductible (consult a tax advisor). Variable rate loan.

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Ordering Checks is easy!

Click Here to Reorder Deluxe Checks. Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.


Don't forget to Tell-a-Friend about Absolutely Free checking! If you refer someone in to open a new checking account not only will they receive a free gift but you will as well. Pick up a Tell-a-Friend coupon at any of our branches or print one out online.