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CBT Personal Checking

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Which account is right for me?
Answer a few questions to determine the best checking account for you and then open your new account online. 

Already a CBT checking customer and want a free gift?
With our Tell-A-Friend program everyone wins. Tell friends, family, and co-workers about Community Bank & Trust's checking accounts and you'll both get a free gift when they open their account.
Tell-A-Friend!

View current and future FREE GIFTS

New Account Switch Kit
View and print documents to assist you in closing an account at another bank, setting up Direct Deposit for a paycheck or Social Security payment, authorize a withdrawal or payment from your account and arrange for a transfer of funds.

 

Absolutely Free Checking
A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images
  • FREE CBT Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking

 

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Premier 50+ Free Interest Checking
FREE for customers 50 and over!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • FREE CBT Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE Membership in CBT Advantage Club

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Preferred Free Interest Checking
FREE checking with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • FREE CBT Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking

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Prestige Checking
An account for those interested in higher interest!

  • Higher interest rate with a balance of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • Only $8 monthly charge if balance falls below $1,000
  • FREE CBT Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking

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Real Deal - Click Here

Advantage Plus - Click Here

 

 

Above offers good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

 


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24 Hour Account Information: CBT Express Banking 1 800 397 5550

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