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CBT Personal Checking

At Community Bank & Trust we have Absolutely Free Checking and six other checking accounts that pay you! Choose the one that’s right for you. When you open a new CBT checking account you’ll receive a FREE gift.  In addition, if you have old checks left from your current account we’ll buy them back from you.  We’ll even buy back your old debit card.  Earn up to $25.00*.

Which account is right for me?
Answer a few questions to determine the checking account for you.

Already a CBT checking customer and want a free gift?
With our Tell-A-Friend program everyone wins. Tell friends, family, and co-workers about Community Bank & Trust's checking accounts and you'll both get a free gift when they open their account.
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View current and future FREE GIFTS

Absolutely Free Checking
A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images
  • FREE CBT OneCheck Card
  • FREE Online Banking and Bill Pay
  • FREE $2,000 Accidental Death and Disability Insurance

Premier 50+ Free Interest Checking
FREE for customers 50 and over!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • FREE CBT OneCheck Card
  • FREE Online Banking and Bill Pay
  • FREE $2,000 Accidental Death and Disability Insurance
  • FREE Membership in CBT Advantage Club

Preferred Free Interest Checking
FREE checking with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • FREE CBT OneCheck Card
  • FREE Online Banking and Bill Pay
  • FREE $2,000 Accidental Death and Disability Insurance

Balanced Interest Checking
Your checking balance earns money!

  • Competitive Interest
  • No monthly service charge with a minimum balance of $400
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • Only $6 monthly charge if minimum balance falls below $400
  • FREE CBT OneCheck Card
  • FREE Online Banking and Bill Pay
  • FREE $2,000 Accidental Death and Disability Insurance

Prestige Checking
An account for those interested in higher interest!

  • Higher interest rate with a balance of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • Only $8 monthly charge if balance falls below $1,000
  • FREE CBT OneCheck Card
  • FREE Online Banking and Bill Pay
  • FREE $2,000 Accidental Death and Disability Insurance

Unlimited Checking Plus Interest
FREE checks, interest and unlimited check writing!

  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • FREE CBT OneCheck Card
  • FREE Online Banking and Bill Pay
  • FREE $2,000 Accidental Death and Disability Insurance
  • All for only $4 per month

eChecking With Interest
Pay as you go and earn interest!

  • Competitive Interest
  • No minimum balance
  • No monthly service charge
  • Only 20¢ per check
  • Easy-to-balance monthly statement
  • Minimum balance to open: $50.00
  • FREE return of check images for easy record keeping
  • FREE CBT OneCheck Card
  • FREE Online Banking and Bill Pay
  • FREE $2,000 Accidental Death and Disability Insurance

Above offers good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
*Check/Debit Card buyback: $2.00 per check pad or debit card purchased up to $25.00


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24 Hour Account Information: CBT Express Banking 1 800 397 5550

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