Business Lending Services

Community Bank and Trust offers more lending solutions, more options, more innovative ways to meet the lending needs of both large and small businesses. All decisions are made locally by business specialists committed to our area's continued economic growth. More importantly, your CBT business lender will be with you through the life of the loan and beyond. We succeed when you succeed and we do everything we can to make it happen. At CBT we are "Here For You" both today and tomorrow.

Term Loans

Business Expansion
Equipment
Long-term capital requirements

Line of Credit

Ease fluctuating cash flow requirements
Finance accounts receivable
Purchase inventory
Meet short-term needs

Special Project/Purpose Loans

Unique, individualized loan programs to meet specific business need

Construction Loans

Provides funding through the construction phase of a building project
Interest paid only on funds actually advanced for construction
Permanent financing available through one of our many business mortgage products

Real Estate Loans

Mortgage financing for expansion or new location

Agriculture Loans

Add extra acreage or production capacity
New farm construction or expansion
CBT has in-house Agriculture Loan experts

SBA Loans

Financing for small and medium size businesses that meet SBA eligibility requirements
Assistance in completing SBA application process

24 Hour Account Information: CBT Express Banking 1 800 397 5550

Community Bank and Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts and interest-bearing transaction accounts with interest rates of 0.5 percent or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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